Inquiries can be removed. However, consumers need to understand there are two types of inquiries; soft and hard. Soft inquiries are used to review your credit and are usually associated with insurance, employment, a rental property, or utilities like gas, electric or a cellular telephone etc.. They do not affect your score. Hard inquiries occur when you apply for a personal or business loan, mortgage loan or credit card. In some cases each hard inquiry can lower your credit score by as much as 20 points. The Credit Repair Intelligence System will teach you how to remove unauthorized inquiries and increase your credit score.
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